Homeownership Program

No matter who we are or where we come from, we all deserve a decent place to live.

Habitat of Northern Saratoga, Warren & Washington Counties partners with remarkable families within our service area to provide opportunities to own a home through its homeownership program. Families must have income between 50-80% of the area median income, have the ability to pay an affordable mortgage, and be willing to partner with us through sweat equity and participation in educational classes.

Being a home owner is more than just having a roof over your head. Homeownership instills stability, strength and self-reliance in the families with whom we partner. Children of homeowners receive better grades in school, develop fewer behavioral problems, experience fewer illnesses, and are more likely to graduate form high school and college. Family members in general have less stress and adverse health outcomes as well as improvements in mental health and physical safety. Research also indicates that families who own their own homes spend more time and money to improve their neighborhoods and take a more active role in the community.

Find out if you qualify for our Homeownership Program and how to apply today.

“When you have kids you want a place where they can feel secure, where they can say ‘This is my place’…I just wanted my kids to feel free.” 

Habitat Homeowner

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